6 Step Buying Guide

Step One – Can I afford the property?

Buying a property is a major financial commitment, the first step is to get some good financial advice about Mortgages, Deposit needed and cost of purchasing the property such as stamp duty, Solicitors and other purchasing costs.

Step Two – Research the area and the properties in your budget

Finding the ideal property can be difficult at times, set a list of things that are most important to you such as number of Bedrooms, Parking, Garden etc. Make sure the list is achievable within your budget. Area of the property, which areas will you considered make a list, keep your options open as much as possible to make sure you don’t miss out on that perfect property.

Step Three – Getting the most out of your viewings

Do your research about the property; ask the agent about the property, look at the property floor plan – does the layout work for you. Download the property brochure to gain more information. The more informed you are about the property the more you are prepared on the viewing and this can save you time when looking at properties coming to market.

Step Four – Making an Offer

Once you have found the right property for you its time to make an offer. Make sure you are in the best position possible such as pre-arranged mortgage or sold your property. Know your ceiling price of what you can afford and don’t go above that. All offers on properties should be made subject to contract and satisfactory survey.

Step Five – Offer Accepted

Once your offer has been accepted the vendor should take the property off the market. You will now need to instruct a suitable solicitor to act for you in the purchases of your property and also instruct your mortgage lender of your purchase so they can arrange a survey on the property without delay. Be prepared as the average property sale now takes between 8-12 weeks.

Step Six – Moving Day

Once contracts have been exchanged and a completion day has been set, start preparing for the day by arranging removal companies, packing up boxes, prepare for changing over with Gas/Electricity/Water/Cable TV/Phone companies. Redirect the mail to your new address, making sure the property is insured.

Watts & Co

Office 8, Burley Hill Trading Estate, Burley Road, Leeds LS4 2PU

t: 0113 278 5555

e: info@watts-co.co.uk

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Watts & Co is the trading name of FDW Property Holdings Ltd, Registered in the UK Company reg number 10509376 at Office 8, Burley Hill Trading Estate, Burley Road, Leeds LS4 2PU. Watts & Co offer client money protection through CMP - Click here to view the certificate - we are also members of the Property Ombudsman redress scheme.